Under Full Retirement Age 2025 Earnings Limit. For someone reaching full retirement age in 2025 (age 67), the maximum social security benefit has now surpassed $4,000 per month, reaching $4,018! Up to $11,250 over the standard limit, for a total of $34,750.
People under full retirement age can earn up to $22,320 in 2024 (rising to $23,400 in 2025) while on social security without penalty. Starting january 1, 2025, changes to social security’s full retirement age (fra) will affect when beneficiaries can claim their full benefits without penalties.